LEGAL
Terms of Service
The following terms and conditions govern your use of Optimal Point Collective services and digital properties.
Agreement Terms
1. Acceptance of Terms
By accessing or using any services provided by Optimal Point Collective ("OPC", "we", "us", or "our"), including our website, content, analytics, and research materials, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.
2. User Eligibility
Our services are intended for users who are at least 18 years of age and are legally able to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.
3. Account Registration and Security
Some of our services may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account.
4. Subscription and Payment Terms
Certain services may require a subscription or payment. All payments are non-refundable except as expressly provided in these Terms or as required by applicable law. We reserve the right to change our pricing at any time, with advance notice provided to current subscribers.
5. Intellectual Property Rights
All content provided through our services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is the property of OPC or its content suppliers and is protected by international copyright laws. The compilation of all content on our services is the exclusive property of OPC and is protected by international copyright laws.
User Conduct
6. User Conduct and Prohibited Activities
You agree not to use our services for any illegal or unauthorized purpose. You must not, in the use of our services, violate any laws in your jurisdiction (including but not limited to copyright laws). You are solely responsible for your conduct and any content that you submit, post, or display on our services.
7. Investment Disclaimer
Our content and services are provided for informational purposes only and do not constitute financial, investment, legal, or tax advice. We are not registered investment advisors or broker-dealers. You should consult with a qualified professional before making any investment decisions.
8. Limitation of Liability
To the maximum extent permitted by law, OPC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of or inability to access or use our services.
9. Modifications to Terms
We reserve the right to modify these Terms at any time. If we make changes, we will provide notice of such changes, such as by sending an email notification, providing notice through our services, or updating the date at the top of these Terms. Your continued use of our services following the posting of revised Terms means that you accept and agree to the changes.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which OPC is established, without regard to its conflict of law provisions. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of that jurisdiction.
Contact Information
If you have any questions about these Terms, please contact us at:
Email: legal@opcollective.io
Last Updated: May 6, 2025